Table 13. Fee-for-service plans: Amount of annual family out-of-pocket maximum, private industry workers, National Compensation Survey, 2011 (All workers participating in fee-for-service plans = 100 percent) Amount of out-of-pocket maximum With With no out-of- out-of- Not Characteristics Total pocket 10th 25th 50th 75th 90th pocket determin- maximum percenti- percenti- percenti- percenti- percenti- maximum able le le le le le (median) All workers............................. 100 79 $2,000 $3,000 $4,000 $5,400 $7,500 20 2 Worker characteristic Management, professional, and related... 100 81 2,000 3,000 4,000 5,400 7,500 18 (1) Management, business, and financial... 100 83 2,000 3,000 4,000 5,100 7,500 17 (1) Professional and related.............. 100 80 2,000 3,000 4,000 5,500 7,500 19 (1) Service................................. 100 72 2,125 3,000 4,000 6,000 8,900 23 5 Protective service.................... 100 84 3,000 3,000 – – 7,150 – – Sales and office........................ 100 81 2,000 3,000 4,000 5,500 7,700 17 2 Sales and related..................... 100 85 2,500 3,300 4,000 6,000 7,500 – – Office and administrative support..... 100 79 2,000 2,900 4,000 5,300 8,000 19 2 Natural resources, construction, and maintenance............................. 100 77 2,000 2,500 3,500 5,000 6,500 22 1 Construction, extraction, farming, fishing, and forestry................. 100 60 1,800 2,000 3,100 3,900 – – – Installation, maintenance, and repair 100 87 2,000 2,500 4,000 5,000 6,500 – – Production, transportation, and material moving.................................. 100 75 2,000 2,600 3,500 5,000 7,200 23 2 Production............................ 100 74 1,900 – 3,200 5,400 7,500 23 3 Transportation and material moving.... 100 78 2,000 2,850 4,000 5,000 7,100 22 (1) Full time............................... 100 79 2,000 3,000 4,000 5,400 7,500 19 2 Part time............................... 100 73 2,500 3,300 4,000 4,500 6,000 26 2 Union................................... 100 60 1,500 2,000 3,400 4,800 5,500 37 3 Nonunion................................ 100 82 2,000 3,000 4,000 5,500 7,500 17 1 Average wage within the following categories:(2) Lowest 25 percent..................... 100 76 2,700 3,300 4,200 7,000 8,900 – – Lowest 10 percent................... 100 60 3,500 4,000 4,500 – 10,000 – – Second 25 percent..................... 100 81 2,000 3,000 4,000 5,400 7,500 17 2 Third 25 percent...................... 100 80 2,000 2,800 4,000 5,000 7,150 19 1 Highest 25 percent.................... 100 77 2,000 2,900 4,000 5,300 7,000 22 1 Highest 10 percent.................. 100 77 2,000 2,900 4,000 5,400 6,900 23 (1) Establishment characteristic Goods-producing industries.............. 100 75 2,000 – 3,500 5,000 7,500 23 2 Construction.......................... 100 67 – 2,000 3,500 5,000 10,000 – – Manufacturing......................... 100 76 2,000 – 3,400 5,000 6,700 21 2 Service-providing industries............ 100 80 2,000 3,000 4,000 5,400 7,500 19 1 Trade, transportation, and utilities.. 100 82 2,500 3,300 4,000 5,200 7,000 17 2 Wholesale trade..................... 100 73 – 3,000 4,000 5,500 7,000 27 – Retail trade........................ 100 85 2,500 3,300 4,000 5,500 7,150 13 2 Utilities........................... 100 83 – 3,000 4,000 5,000 6,600 – – Information........................... 100 82 – 2,500 3,400 5,850 6,750 18 – Financial activities.................. 100 74 2,000 2,900 4,200 5,000 8,300 26 (1) Finance and insurance............... 100 75 2,000 2,900 4,000 5,000 7,700 25 (1) Credit intermediation and related activities........................ 100 73 2,000 3,000 4,800 6,600 8,300 27 – Insurance carriers and related activities........................ 100 88 2,000 2,900 4,000 5,000 7,000 – – Professional and business services.... 100 78 2,000 2,500 3,250 4,800 6,600 22 – Professional and technical services 100 72 2,000 2,500 3,300 4,500 5,400 28 – Education and health services......... 100 83 2,000 3,000 4,000 6,000 7,500 16 1 Educational services................ 100 77 2,000 3,000 3,900 5,000 6,000 23 – Junior colleges, colleges, and universities...................... 100 81 2,000 2,500 3,500 4,500 6,000 19 – Healthcare and social assistance.... 100 85 2,000 3,000 4,000 6,000 7,500 14 1 Leisure and hospitality............... 100 78 4,000 4,000 4,400 7,500 9,000 – – 1 to 99 workers......................... 100 75 2,000 3,000 4,000 5,400 7,500 23 2 1 to 49 workers....................... 100 75 2,000 2,700 4,000 5,000 7,400 23 2 50 to 99 workers...................... 100 77 2,500 3,000 4,050 5,500 8,000 23 (1) 100 workers or more..................... 100 81 2,000 3,000 4,000 5,300 7,500 17 2 100 to 499 workers.................... 100 83 2,000 3,000 4,000 5,400 7,500 15 2 500 workers or more................... 100 80 1,800 2,500 3,800 5,200 7,500 19 1 Geographic area New England............................. 100 81 3,000 3,500 4,000 5,000 6,700 19 (1) Middle Atlantic......................... 100 60 – 2,000 3,300 5,000 7,500 40 (1) East North Central...................... 100 84 2,000 2,500 3,400 5,000 6,500 15 1 West North Central...................... 100 93 2,000 3,000 4,000 5,850 7,150 – – South Atlantic.......................... 100 79 2,000 3,000 4,000 5,100 7,500 20 1 East South Central...................... 100 86 1,800 3,300 4,500 5,500 8,900 – – West South Central...................... 100 84 2,500 3,300 4,500 6,500 8,660 – – Mountain................................ 100 69 2,000 2,700 3,550 5,500 7,600 – – Pacific................................. 100 80 1,850 2,600 3,900 5,000 7,500 – – 1 Less than 0.5. 2 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2010." See Technical Note for more details. NOTE: Because of rounding, sums of individual items may not equal totals. Dashes indicate that no data were reported or that data do not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm.