Table 8. Standard errors for fee-for-service plans: Type and amount of annual family deductible, private industry workers, National Compensation Survey, 2011 With deductible With fixed With variable deductible deductible With no Not Characteristics Total deductib- determin- with Other le able deductib- Total Total Median deductible amount deductib- le with Median with le fixed deductib- variable deductib- le amount deductib- In-netwo- Out-of- Point-of- le le rk network service All workers............................. 1.0 – – 1.8 $44 $0 – – 1.1 0.1 Worker characteristic Management, professional, and related... 1.4 – – 2.6 296 704 $158 – 1.5 0.2 Management, business, and financial... 2.3 – – 3.1 418 642 – – 2.3 (1) Professional and related.............. 1.6 – – 3.4 – – – – 1.7 0.3 Service................................. 2.6 – – 4.7 102 555 – – 2.6 0.4 Protective service.................... 9.8 – – 11.0 0 175 – – – – Sales and office........................ 2.0 – – 2.6 65 0 – – 2.0 0.1 Sales and related..................... 1.9 – – 3.7 166 0 434 – 1.9 – Office and administrative support..... 2.4 – – 3.1 122 83 – – 2.4 0.1 Natural resources, construction, and maintenance............................. 1.7 – – 4.8 244 399 – – 1.8 0.2 Construction, extraction, farming, fishing, and forestry................. 2.5 7.9 $146 – – – – – – – Installation, maintenance, and repair 1.9 – – 5.5 – 877 0 – 1.9 0.2 Production, transportation, and material moving.................................. 1.9 – – 3.7 0 677 – – 1.9 – Production............................ 2.6 – – 5.1 270 – 0 – 2.6 – Transportation and material moving.... 2.1 4.6 0 5.2 – 317 0 – 2.1 – Full time............................... 1.0 – – 1.8 86 0 – – 1.0 0.1 Part time............................... 4.7 – – 4.3 152 385 77 – 4.7 – Union................................... 3.2 – – 5.4 79 286 – – 3.2 0.2 Nonunion................................ 0.9 – – 1.7 256 193 – – 1.0 0.1 Average wage within the following categories:(2) Lowest 25 percent..................... 3.2 – – 5.6 262 310 – – – – Lowest 10 percent................... 8.2 8.1 – 7.6 0 – – – – – Second 25 percent..................... 1.5 – – 2.8 318 947 – – 1.5 (1) Third 25 percent...................... 1.4 – – 2.7 385 464 218 – 1.5 0.1 Highest 25 percent.................... 1.3 – – 2.5 215 384 – – 1.4 0.2 Highest 10 percent.................. 1.9 – – 3.9 126 130 – – 2.1 0.4 Establishment characteristic Goods-producing industries.............. 2.0 – – 3.4 – 211 481 – 2.0 0.1 Construction.......................... 4.2 6.5 – 5.3 317 710 – – – – Manufacturing......................... 2.5 – – 4.3 581 726 620 – 2.5 – Service-providing industries............ 1.3 – – 2.0 83 0 232 – 1.4 0.1 Trade, transportation, and utilities.. 1.5 – – 3.2 – 501 – – 1.5 – Wholesale trade..................... 3.0 5.3 – 5.7 926 – – – – – Retail trade........................ 2.6 – – 3.9 114 616 – – – – Utilities........................... 0.2 – – 9.7 – – – – – – Information........................... 5.2 4.4 – 6.6 139 – – – 4.4 3.0 Financial activities.................. 2.8 – – 3.7 209 28 – – 2.8 – Finance and insurance............... 2.8 – – 3.2 114 263 360 – 2.8 – Credit intermediation and related activities........................ 2.6 – – 3.7 – 0 0 – 2.6 – Insurance carriers and related activities........................ 3.4 – – 6.3 – 116 – – – – Professional and business services.... 3.9 – – 5.1 – – – – 3.9 – Professional and technical services 5.1 – – 7.4 – 640 – – – – Education and health services......... 1.7 – – 3.4 172 981 – – 1.6 0.2 Educational services................ 2.0 – – 6.2 235 75 – – – – Junior colleges, colleges, and universities...................... 1.7 – – 4.3 145 172 0 – 1.6 0.3 Healthcare and social assistance.... 2.1 – – 3.9 389 1,132 – – 2.1 0.3 Leisure and hospitality............... 3.7 – – 8.6 178 501 – – – – 1 to 99 workers......................... 1.4 – – 2.4 384 725 – – 1.4 (1) 1 to 49 workers....................... 1.6 – – 2.6 – 787 – – 1.6 (1) 50 to 99 workers...................... 2.9 – – 5.0 357 939 899 – 2.9 – 100 workers or more..................... 1.3 – – 2.4 323 193 – – 1.3 0.2 100 to 499 workers.................... 1.9 – – 3.4 0 132 427 – 2.0 0.3 500 workers or more................... 1.6 – – 2.8 135 168 – – 1.6 0.1 Geographic area New England............................. 1.7 – – 5.0 466 544 – – 1.7 – Middle Atlantic......................... 4.5 – – 5.6 225 316 0 – 4.6 0.1 East North Central...................... 1.7 – – 3.6 81 762 146 – – – West North Central...................... 0.6 – – 2.7 508 581 0 – 0.6 0.1 South Atlantic.......................... 2.4 – – 5.1 512 – 184 – – – East South Central...................... 2.4 – – 6.6 – – 42 – – – West South Central...................... 3.0 3.6 198 4.9 – – – – 3.0 – Mountain................................ 5.2 – – 9.4 – 470 – – – – Pacific................................. 2.5 3.2 31 – – – – – 2.5 0.1 1 Less than 0.05. 2 The categories are based on the average wage for each occupation surveyed, which may include workers with earnings both above and below the threshold. The average wages are based on the estimates published in the "National Compensation Survey: Occupational Earnings in the United States, 2010." See Technical Note for more details. NOTE: Dashes indicate that no data were reported or that data do not meet publication criteria. For definitions of major plans, key provisions, and related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20112012.htm.