Table 35. Defined benefit plans: Vesting requirements, private industry workers, National Compensation
     Survey, 2010

     (All workers participating in defined benefit plans = 100 percent)
                                                                                                                
                                                                                                                
                                                                             Years required for             Not 
                                                        Immediate   Cliff      cliff vesting      Graded  deter-
                 Characteristics                Total      full   vesting(-                     vesting(- minab-
                                                         vesting      1)                            2)      le  
                                                                               Mean     Median                  
                                                                                                                
              Worker characteristic                                                                             
                                                                                                                
     All workers.............................       100         5        81         5         5         –      –
                                                                                                                
     Management, professional, and related...       100         9        75         5         5         –      –
       Management, business, and financial...       100        10        79         4         5         –      –
       Professional and related..............       100         8        73         5         5         –      –
     Service.................................       100         –        73         5         5         –      1
     Sales and office........................       100         –        87         5         5         –      4
       Sales and related.....................       100         –        93         4         5         –      3
       Office and administrative support.....       100         –        85         5         5         –      4
     Natural resources, construction, and                                                                       
     maintenance.............................       100         –        90         5         5         –      1
       Construction, extraction, farming,                                                                       
       fishing, and forestry.................       100         –        92         5         5         –      –
     Production, transportation, and material                                                                   
     moving..................................       100         –        86         5         5         –      4
       Transportation and material moving....       100         –        91         5         5         –      1
                                                                                                                
     Full time...............................       100         6        80         5         5         –      –
     Part time...............................       100         –        89         5         5         –      1
                                                                                                                
     Union...................................       100         –        91         5         5         5      –
     Nonunion................................       100         6        76         5         5         –      –
                                                                                                                
     Average wage within the following                                                                          
     categories:(3)                                                                                             
       Lowest 25 percent.....................       100         –        86         5         5         –    (4)
       Second 25 percent.....................       100         –        84         5         5         –      5
       Third 25 percent......................       100         –        81         5         5         –      3
       Highest 25 percent....................       100         7        79         5         5         –      –
         Highest 10 percent..................       100        11        76         5         5         –      –
                                                                                                                
           Establishment characteristic                                                                         
                                                                                                                
     Goods-producing industries..............       100         –        84         5         5         –      5
       Construction..........................       100         –        94         5         5         –      –
       Manufacturing.........................       100         –        81         5         5         –      7
                                                                                                                
     Service-providing industries............       100         5        80         5         5         –      –
       Trade, transportation, and utilities..       100         –        88         5         5         –      2
       Information...........................       100         –        82         5         5         –      7
       Financial activities..................       100         –        94         4         5         –      3
         Finance and insurance...............       100         –        95         4         5         –      3
           Credit intermediation and related                                                                    
           activities........................       100         –        96         4         –         –      –
           Insurance carriers and related                                                                       
           activities........................       100         –        91         4         5         –      9
       Professional and business services....       100         –        70         5         5         –     12
       Education and health services.........       100         –        65         5         5         –    (4)
         Educational services................       100         –        98         5         5         –      1
           Junior colleges, colleges, and                                                                       
           universities......................       100         –        97         5         5         –      1
         Health care and social assistance...       100         –        62         5         5         –      –
                                                                                                                
     1 to 99 workers.........................       100         –        82         5         5         –      –
       1 to 49 workers.......................       100         –        77         4         5         –      –
       50 to 99 workers......................       100         –        91         5         5         –      –
     100 workers or more.....................       100         6        81         5         5         –      –
       100 to 499 workers....................       100         –        86         5         5         –      7
       500 workers or more...................       100         7        79         5         5         –      –
                                                                                                                
                 Geographic area                                                                                
                                                                                                                
     New England.............................       100         –        72         5         5         –     11
     Middle Atlantic.........................       100         –        94         5         5         –      3
     East North Central......................       100         –        67         5         5         –      5
     West North Central......................       100         –        90         5         5         –      4
     South Atlantic..........................       100         –        86         5         5         –      6
     West South Central......................       100         –        91         5         5         –    (4)
     Mountain................................       100         –        91         4         5         –      3
     Pacific.................................       100         –        75         5         5         –    (4)

       1 An employee is not entitled to any accrued benefits until satisfying the requirement for 100 percent
     vesting.
       2 An employee is entitled to a gradually increasing share of benefits determined by years of service,
     eventually reaching 100 percent vesting status.
       3 The categories are based on the average wage for each occupation surveyed, which may include workers
     with earnings both above and below the threshold. The average wages are based on the estimates published in
     the "National Compensation Survey: Occupational Earnings in the United States, 2009." See Technical Note
     for more details.
       4 Less than 0.5.
     
     NOTE: Because of rounding, sums of individual items may not equal totals. Dashes indicate that no data were
     reported or that data do not meet publication criteria. For definitions of major plans, key provisions, and
     related terms, see the "Glossary of Employee Benefit Terms" at www.bls.gov/ncs/ebs/glossary20102011.htm.